Indiana · IN

Demand letters in Indiana.

In Indiana, landlords must return a deposit within 45 days, and the Small Claims Court (or township Small Claims Court) hears claims up to $10,000 (including Marion County; procedures differ). Here's the law you need — and a generator that cites it for you.

By The Demand Letter Kit Team Sourced from official statutesUpdated June 1, 2026

Indiana demand letter facts at a glance

Deposit return deadline

45 days

Small claims limit

$10,000 (including Marion County; procedures differ)

Filing fee

Check the filing court’s current fee schedule; service charges may be additional

Written-contract SOL

10 years

Personal-injury SOL

2 years

Legal/judgment interest

8% per year (post-judgment) where no contract rate applies.

Security deposit demand letters in Indiana

If your former landlord is holding your deposit, Indiana law is on your side. A landlord must return your security deposit within 45 days, along with an itemized statement of any deductions. Failing to itemize within 45 days forfeits the right to deduct; the landlord then owes the full deposit plus attorney’s fees.

Build a Indiana security-deposit letter

Statutes of limitation in Indiana

A demand letter doesn't pause the clock — you must file suit within these windows:

Written contracts 10 years
Oral contracts 6 years
Personal injury 2 years
Property damage 2 years

Small claims court in Indiana

The relevant court is Small Claims Court (or township Small Claims Court). Limit: $10,000 (including Marion County; procedures differ). Filing fee information: Check the filing court’s current fee schedule; service charges may be additional. A dollar limit alone does not establish eligibility; check the court’s claim, venue and service requirements.

Read the limit source

Small-claims limit source checked: 2026-09-29. This date does not apply to the other laws on this page.

How Indiana compares

The same dispute is worth pursuing in one state and barely worth the paperwork in another. Here is where Indiana actually sits.

  • Small Claims Court (or township Small Claims Court) in Indiana: $10,000 (including Marion County; procedures differ). Filing fee information: Check the filing court’s current fee schedule; service charges may be additional. Limits are not directly comparable across states because court, plaintiff and claim-specific rules differ.

  • Patience is required in Indiana: a landlord gets 45 days, 15 days beyond the 30-day median and 4th most generous to landlords of the 51. Writing before that window closes weakens the letter, because nothing has been breached yet. Indiana attaches no statutory multiplier, so your leverage is the filing threat and the Ind. Code § 32-31-3-12 to § 32-31-3-14 citation rather than a penalty number.

  • Indiana is comparatively forgiving on timing: 10 years on a written contract, 4 years longer than the 6-year median for written contracts and 1st longest of the 51. That is breathing room, not licence — evidence and memories decay long before the 10 years do, and oral agreements run out at 6.

For a $1,500 deposit, document the amount withheld and any deductions. Confirm the available remedies under the governing statute before demanding penalties. Filing fee information: Check the filing court’s current fee schedule; service charges may be additional.

Good to know in Indiana

Indiana’s general small-claims limit is $10,000. Marion County township courts also use a $10,000 limit but have separate procedures; check the instructions for the court where you file.

Indiana demand letter FAQ

How long does a landlord have to return a security deposit in Indiana?
In Indiana, a landlord generally must return your security deposit within 45 days. Failing to itemize within 45 days forfeits the right to deduct; the landlord then owes the full deposit plus attorney’s fees. The governing statute is Ind. Code § 32-31-3-12 to § 32-31-3-14.
What is the small claims court limit in Indiana?
Indiana's Small Claims Court (or township Small Claims Court): $10,000 (including Marion County; procedures differ). Filing fee information: Check the filing court’s current fee schedule; service charges may be additional. Check the linked source for eligibility, venue and claim-specific exceptions.
How long do I have to sue in Indiana?
Indiana's statute of limitations is 10 years for written contracts, 6 years for oral contracts, 2 years for personal injury, and 2 years for property damage. Sending a demand letter does not pause these deadlines, so don't wait too long.
Do I have to send a demand letter before filing in Indiana?
Indiana does not always require a demand letter before suing, but sending one is strongly recommended: many courts expect it, it can resolve the dispute without filing, and it documents that you tried to settle in good faith — which helps your case if you do end up in Small Claims Court (or township Small Claims Court).

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