10+ dispute types

Demand letter templates for every dispute.

Pick your situation and generate a professional, state-specific demand letter in minutes — free, source-cited, and graded by a letter strength score.

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State-specificCites the right law for your state.
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Security Deposit Demand Letter

A formal letter demanding the return of your security deposit, citing your move-out date and your state’s legal deadline.

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Unpaid Invoice Demand Letter

A firm final notice that tells a non-paying client exactly what they owe, by when, and what happens if they ignore it.

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Contractor Dispute Demand Letter

A formal letter demanding a contractor finish the work, fix defective work, or refund your money under your agreement.

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Debt Collection Demand Letter

A formal letter demanding repayment of money you are owed on a personal loan, IOU, or other unpaid debt.

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Property Damage Demand Letter

A formal letter demanding payment from whoever damaged your property, backed by repair estimates and photos.

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Refund Demand Letter

A formal letter demanding your money back for goods or services that were defective, not delivered, or not as described.

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Unpaid Wages Demand Letter

A formal letter demanding an employer pay wages, overtime, or a final paycheck you earned and are owed.

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Auto Accident Demand Letter

A formal letter to an at-fault driver or their insurer demanding compensation for vehicle damage and accident-related costs.

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Breach of Contract Demand Letter

A formal letter demanding the other party honor a contract they breached, or pay the damages their breach caused.

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Insurance Claim Demand Letter

A formal letter demanding your insurer pay, or fairly reassess, a claim they have delayed, underpaid, or denied.

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Need your state’s specific rules?

Security-deposit deadlines, small-claims limits and statutes of limitation all vary by state. Browse the law where you live before you send.

Demand letters by state

“Demand Letter Kit cited the exact statute and the small-claims limit for my state. It made the letter feel real — and it worked.”

Frequently asked questions

What is a demand letter?
A demand letter is a formal written notice asking another party to resolve a dispute — usually to pay money, return property, complete work, or stop an action — by a stated deadline, before you take legal action. It creates a paper trail and is often the step that resolves a dispute without going to court.
Which type of demand letter do I need?
Choose the category that matches your dispute — for example, an unpaid invoice, a withheld security deposit, a refund, or a contractor problem. Each Demand Letter Kit template is tailored to that dispute’s facts, evidence and typical timeline. If you’re unsure, the generator will guide you.
Are these demand letter templates free?
Yes. Every template can be generated, customized, copied and printed for free. You only pay if you want a polished, formatted PDF + editable Word download.
Do I need a lawyer to send a demand letter?
No. Most demand letters are written and sent by the person involved, without a lawyer. For larger or more complex disputes — serious injury, big-dollar claims, or anything you’re unsure about — it’s wise to consult an attorney, and we can point you to one.

Ready to get what you’re owed?

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  • Free to create — no signup
  • Drafted privately in your browser
  • Sourced from official statutes
  • State-specific statutes & deadlines